Finance Calculators

Interest, loans, savings, returns and tax calculators for personal and business money decisions.

All finance calculators

• APY CalculatorEnter the stated interest rate and how often it compounds to get the annual percentage yield. Add a starting balance and a term to see the interest it earns.
• CAGR CalculatorEnter the value an investment started at, the value it ended at and the number of periods in between. The calculator returns the steady yearly growth rate that links the two.
• Car Depreciation CalculatorEnter the purchase price, the age of the car and a depreciation level to see its estimated value year by year. Add how long you plan to keep it for a summary of the loss.
• CD CalculatorEnter the deposit, the term, the rate and how often interest compounds to see what a certificate of deposit is worth at maturity. Tax, inflation and extra deposits are optional.
• Compound Interest CalculatorEnter a starting balance, an interest rate and a term to see how money grows when interest is added to the balance. Add regular deposits or withdrawals to model a savings plan.
• Discounted Cash Flow CalculatorEnter a starting cash flow, a discount rate, a growth rate and a slower terminal rate, plus how many years each stage lasts. The calculator discounts both stages back to today and adds them together.
• Future Value CalculatorEnter a starting amount, how long it stays invested, an interest rate and how often it compounds. Add a regular deposit or withdrawal if you like, and see what the money grows to.
• Hourly to Salary CalculatorType in your hourly rate and your usual schedule. The calculator turns it into yearly, monthly, weekly and daily pay, taking unpaid holidays and vacation days off the total.
• IRR CalculatorEnter the amount you invest, choose how many years the project runs, and fill in the cash flow for each year. The calculator finds the yearly rate at which the investment exactly breaks even.
• Loan CalculatorEnter the amount you want to borrow, the term, the interest rate and how often you will pay. You get the size of each payment, the total you will repay and the interest you will pay.
• NPV CalculatorEnter the initial investment, a discount rate and the cash flow expected in each year. The calculator discounts every cash flow to today's money and shows whether the project creates value.
• Present Value CalculatorEnter a future amount, a discount rate and the number of periods. The calculator returns what that money is worth today and how much value discounting removes.
• Rent CalculatorEnter your take-home pay, any recurring debt and, if you can, your regular spending. The calculator converts everything to a monthly basis and shows low, medium and high risk rent amounts.
• Return on Assets CalculatorPick EBIT or net income, add total assets and an optional tax rate, and the calculator returns ROA as a percentage. The guide explains the formula and how to interpret the number.
• Return on Equity CalculatorEnter net income and the book value of equity to get return on equity as a percentage. The guide explains the formula, the DuPont breakdown and what a good ROE looks like.
• Return on Sales CalculatorEnter operating profit and net sales to see how many cents of operating profit each dollar of sales produces. The guide covers the formula, examples and how ROS differs from other margins.
• ROIC CalculatorEnter EBIT, the effective tax rate and the balance-sheet items that make up invested capital. The calculator returns ROIC as a percentage, and the guide explains how to judge it against the cost of capital.
• Salary to Hourly CalculatorEnter what you earn, how often you are paid and how much time you really work, and the calculator returns the equivalent hourly, daily, weekly, monthly and yearly figures.
• Time Value of Money CalculatorChoose the quantity you want to solve for, fill in the rest, and the calculator applies compound interest with optional end-of-period deposits or withdrawals.
• Value of College Degree CalculatorEnter the pay you expect with and without a degree, your age, the cost of the programme and an optional loan. The calculator shows the lifetime value of studying after what it costs.
• VAT CalculatorPick whether you are adding VAT to a price or removing it, enter the amount and the VAT rate, and see the price and the tax portion at once.
• WACC CalculatorEnter the value of equity and debt, what each costs, and the corporate tax rate to get a company's blended cost of capital.
• XIRR CalculatorEnter your initial investment with its date, then each later cash flow with its own date, to get the annualized rate that makes the whole stream break even.